An unexpected car accident can totally ruin your plans and finances. The sudden costs for the repair of the car and for your personal healthcare can be serious, and if you’re not prepared, they can be crippling. This gets even worse if your car is totaled and you need a vehicle for work. Many people not only depend on their car for transportation but actually need their vehicle for the work itself. So when you get into an accident, your first question afterward is how can you get money to afford these sudden costs, and when will you get that compensation for your insurance claim or medical settlement.
Getting Things Moving
After a car accident, you need to record everything carefully, as you will need all of the information if you have a hard time getting your deserved compensation later on. You should keep a careful record as well of your medical costs when you go to the doctor after the accident, including any later follow-up. Your other first responsibility is to file a claim with insurance.
Insurance companies are businesses first and foremost, which means you may find that they try not to give you the full amount you deserve or that they take a long time on purpose. You may have to contact them multiple times so that they don’t drag their feet getting your car inspected and doing an evaluation. When it comes to medical claims, however, it may be in their interest to get you compensated sooner rather than later, because early on you may not know for sure what the final cost of your medical care may be.
Medical Settlements and Postponing Costs
You may be in a hurry to get your compensation, especially when it comes to your vehicle repairs, but under certain circumstances it can be to your advantage to delay paying some bills if possible and wait a little longer. This way you can go through all the medical care you need in the aftermath of the accident and will know how much you deserve from the insurance company.
Finding a good attorney will help you to keep this process moving at the rate you want it to, and a helpful attorney will be able to help you defer costs as well. Getting a law professional on your side may be necessary if your insurance company refuses to give you proper compensation for the accident and for pursuing medical claims against the insurance company.
