Car accidents involving injuries can be difficult to deal with. Filing an insurance claim is a complex and involved process. Trying to negotiate with the insurance company can add extra stress to the situation, when what the victim truly needs is time to heal from their injuries.
While there are laws in place that insurance companies need to follow when it comes to paying out claims, they often try to trick people into accepting less money than they deserve as a way of boosting their bottom line even if they have been injured. Read this blog post to find out more about chest pain and injuries after a car accident. Even if someone files a legitimate claim, the company will usually do everything they can to pay out as little as possible. Victims need to pay close attention to what the insurance company is saying to avoid getting shortchanged. One way to ensure their rights are protected is by working with a personal injury lawyer. A lawyer who specializes in these types of cases would probably provide you with the tips below.
Remember That The Insurance Adjuster Is Not Your Friend
Insurance adjusters usually do their best to come across as being personable and friendly. In most cases, however, this is merely a facade that is designed to make them easier to trust. If they can put you at ease while you are talking to them, you are more likely to accidentally make a statement that could wind up decreasing your claim. Keep in mind that the adjuster works for the insurance company – not for you. Their goal is to decrease the amount that the insurance company has to pay out as much as possible. They are far less worried about making sure that you are fairly compensated for your injuries.
Consider Working With A Personal Injury Attorney
Lawyers who specialize in personal injury cases work hard to ensure that people who were injured in accidents are paid the money they deserve. When you hire one of these lawyers, they take on the insurance company for you, handling a lot of the paperwork involved with your claim. As a general rule of thumb, victims who work with lawyers receive higher payouts than people who take on insurance companies on their own. Victims with legal representation are a lot better equipped to deal with the dirty tricks that insurance companies often use to get people to accept less money than they deserve. A good lawyer can help ensure that the victim’s rights are protected.
Communicating In A Timely Manner
Many insurance policies require victims to file claims within a specific amount of time. Typically, these restrictions apply to situations where the victim is submitting a claim to their own insurance provider. If the claim is not handled quickly, the insurance company may mistakenly believe that the victim doesn’t care too much about the process. The most important thing to keep in mind is that any claims or lawsuits need to be filed in a timely manner to avoid having the statute of limitations run out.
Expert Negotiations
Trying to negotiate a fair settlement is something that most victims are not qualified to do on their own. Insurance company representatives handle negotiations regularly, while most ordinary people don’t. A lot of times, insurance companies make a quick settlement offer in the hopes that claimants will take it without contacting a lawyer. They do this because they know that lawyers will usually negotiate a higher payout. Working with a personal injury lawyer is the best way to ensure that the insurance company pays the true amount that they owe. Without an expert negotiator on your side, you may not get as much money as you deserve or your claim may be denied.
Identifying Damages
If you aren’t familiar with insurance policies, you may not know what damages are covered. Lawyers who specialize in personal injury cases, on the other hand, can help you identify all of the damages that you sustained. This can include property damage. It also can include medical costs like staying in the hospital, following up after your initial treatment, or traveling to other areas for specific treatments. If you require rehab or ongoing care, these costs can also be taken into account. Depending on the situation, you may also be owed money for any wages that you lost or for any injuries that impacted your ability to work. Depending on where you live, your family may even qualify for other types of compensation ranging from the loss of companionship or consortium to the loss of services or support. You can also check frequently asked personal injury questions at Alvine Weidenaar Personal Injury.
After identifying all of the specific damages that apply to your situation, you need to put together detailed documentation that supports your claim. For instance, if you are claiming medical expenses, you will need to give your attorney copies of the bills from the hospital or doctor. For lost wages, talk to your employer to get documentation showing the amount of time or benefits that you lost as a result of the accident. To get the best results, stay organized and give the documents to your attorney as soon as possible. Without the help of an attorney, you may not be aware of all of the different types of damages that you deserve, meaning that your odds of getting compensated for those damages are a lot lower. To learn more about personal injury lawyers specializing in car accidents, visit https://www.
